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Defendant shall be punished by a fine of KRW 8,000,000.
If the defendant does not pay the above fine, 50,000 won.
Reasons
Punishment of the crime
The defendant is a person engaged in credit business without being registered with the competent authority in accordance with the Ctel 1108 located in Busan Jin-gu B.
"2013 Highest 1265"
1. Where an unregistered credit service provider lends a loan, it shall not exceed 30% per annum, which is the maximum interest rate under the Interest Limitation Act on the lending and borrowing of money;
Nevertheless, around 17:00 on June 4, 2012, at the credit business office of 1108, Ctel located in Busan, Busan, Busan, the period between D and D as security, and 17,00,000,000 won from D, but 12,920,000 won after deducting 4,080,000 won from pre-paid interest and fees as security, and 20,000 won each day, including principal and interest, was paid for 90 days each day, and the interest rate limit was violated by receiving 746.8% interest rate exceeding the limited interest rate.
"2012 Highly 4869"
2. On December 14, 2011, the Defendant concluded a loan agreement with the following terms: (a) around December 14, 201, the Defendant loaned 1.8 million won to E, and (b) lent 1.8 million won per share to E; (c) received 1.6 million won per share; and (d) paid a total of 2.4 million won per annum; and (e) concluded a loan agreement with the Defendant to receive interest rate of 193.12% per annum.
3. On March 7, 2012, the Defendant entered into a loan agreement with the said Ctel office to lend KRW 1.8 million to E and to receive KRW 2.4 million per week in the same manner as the above paragraph (1) and violated the restriction on the interest rate by receiving interest payment of KRW 193.12% per annum.
4. On April 26, 2012, the Defendant entered into a loan agreement with the said Ctel office and E to receive KRW 1.9 million per week in the same manner as the foregoing paragraph (1), thereby violating the restriction on the interest rate by receiving interest payment of KRW 193.12% per annum.
5. On March 25, 2012, the Defendant loaned a fee of KRW 1,500,000 to F as security at the said Ctel office, and to F, KRW 10%.