Defendant shall be punished by a fine of four million won.

Where the defendant fails to pay the above fine, 50,000 won shall be one day.

Punishment of the crime

The Defendant is an unregistered credit service provider.

Any person who intends to engage in credit business or loan brokerage business shall register with the administrative agency having jurisdiction over the relevant place of business, and where an unregistered credit service provider provides a loan, he/she shall not collect interest exceeding the interest rate of 30% per annum.

1. Demand and supply of excess interest as to B;

A. On February 28, 2011, the Defendant: (a) lent KRW 5 million to the victim B at the notarial affairs office of the previous district public prosecutor’s office in the notarial affairs office of the previous district public prosecutor’s office in the Dong-dong of Dong-Eup, the Defendant concluded a loan agreement with the Defendant to pay KRW 4.5 million to the victim B, 100,000,000,0000,000 won, which is 50,000 won per month, and to pay KRW 5 million in lump sum after

The Defendant received interest of KRW 2.4 million on five occasions from around that time to July 29, 201, and paid the principal KRW 5 million on April 9, 2012.

The Defendant received interest equivalent to the annual interest rate of 133% from the victim, and operated the credit business without registering it with the competent authority, and violated the restriction on the interest rate.

B. Around 10:00 on March 10, 201, the Defendant loaned three million won to the cafeteria operated by the injured party B in Jung-gu, Jung-gu, the Defendant concluded a loan agreement with the Defendant to pay 3 million won, which is 10% of the loan, with the prior interest rate of KRW 2.7 million, which is limited to the prior interest rate of KRW 10,000,000,000,000 in lump sum, and to pay three

The Defendant was paid KRW 3 million on March 16, 201.

As such, the Defendant received interest equivalent to 676% per annum from the victim, and operated credit business without registering it with the competent authorities, and violated the restriction on the interest rate.

C. Around 10:00 on March 29, 201, the Defendant loaned 3 million won to the cafeteria operated by the victim B in order to pay 10% of the loan to the complainants and telephone, and concluded a loan agreement with the Defendant to pay 2.7 million won, which is limited to 10% of the loan, with interest, and to pay 300,000 won per month without setting the date of repayment.