Defendant

A and B shall be punished by a fine of 3,000,000 won, and Defendant C shall be punished by a fine of 1,000,000 won.

The defendants are the defendants.

Punishment of the crime

Defendant

A on June 29, 2012, is a person who has been sentenced to imprisonment for one year with labor for a violation of the Act on Registration of Credit Business, etc. and Protection of Financial Users, etc. in the Goyang Branch of the District Court, and the judgment becomes final and conclusive on July 7, 2012.

1. Defendant A and C’s co-principal conduct are those who operate credit business under the trade name of “E” under Article 602 of the Seongdong-gu Seoul Metropolitan Government D Building 602, and Defendant C are those who work for the said lending company as an employee and receive the loan from the victims.

From March 8, 2012, the Defendants did not receive interest exceeding 39% per annum at the time of loan. However, the Defendants violated the limitation on interest rates over 12 times in total, as shown in the annexed Table of Crimes, by concluding a loan agreement of 2 million won with the victim H from the “Gknyang-gu Seoul Metropolitan Government F, Seoyang-gu, with the exception of 2.4 million won per annum, and by having 395.2% per day repaid 395.2% per day, with the exception of 2.4 million won per annum, the Defendants violated the limitation on interest rates over 12 times in total.

Accordingly, the Defendants conspired to receive interest exceeding the statutory interest rate.

2. In order to operate a credit business, Defendant B had to register with the competent administrative agency. However, on February 2, 2012, Defendant B, without registration, loaned KRW 10 million to the Victim K within the “J” located in Seoyang-gu, Seoyang-gu, Seoyang-gu, Seoyang-gu, J, with the payment of KRW 12,00 per annum 136.2% per annum exceeding the statutory interest rate, and operated a credit business as shown in the attached list of crimes.

Accordingly, the Defendant received interest exceeding the statutory interest rate while running credit business without registration.

3. Defendant A is a person who operates a credit business under the trade name of “E” from 602 of the Seongdong-gu Seoul Metropolitan City D building 602.

The Defendant is unable to receive interest exceeding 39% of the statutory interest rate at the time of loan.