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A defendant shall be punished by imprisonment for not less than eight months.
Reasons
Punishment of the crime
1. The Ministry of Land, Infrastructure and Transport for the financing of national land for the loan of deposit money for house lease is operating the system of loan of deposit money for house lease which provides loans at a rate lower than the market interest rate if an application for a loan is filed with only specified documents, such as a certificate of employment, detailed statement of wages, etc. without any special security, and a charter contract, for the stabilization of housing of homeless workers
On July 2016, the Defendant: (a) voluntarily prepared a certificate of employment with D and loan holders E in the name of D and loan holders, and (b) conspired to divide the leased house loan by submitting a false certificate of lease contract to financial institutions.
In the above office around that time, the Defendant and D prepared, at the above office, a false apartment charter contract stating that “F apartment G (hereinafter “the instant apartment”) owned by the Defendant is leased to E with a deposit of KRW 36 million, and that E has worked for an agricultural corporation (L) H) from April 12, 2014 to July 20, 2016, respectively, and at the J I branch of J bank in 1 in Y in YYY, in order to use the loan as deposit money after submitting the above lease contract and the certificate of employment.
A false statement was made.
However, in fact, E did not have leased the apartment of this case, and there was no intention or ability to use the apartment of this case as a deposit for a deposit for a deposit for a deposit for a loan, and since Defendant including E and D intended to distribute and use the loan, they did not have the intention or ability to repay the principal and interest of the loan even if they received the loan from
Accordingly, the Defendant, in collusion with D and E, by deceiving the employees of the victimized person as above, and received KRW 25 million from the damaged person to the K account under the name of the Defendant around August 11, 2016 under the name of the Defendant for a loan for house lease.
2. The Defendant for credit loan fraud is D around May 2015.