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(영문) 대구지방법원 포항지원 2017.02.07 2016고단1467
사기
Text

A defendant shall be punished by imprisonment for six months.

However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Reasons

Punishment of the crime

The Defendant, along with loan broskers, etc. whose names and names are unknown, may obtain loans from commercial banks up to 70% of the deposit money for the lease on a deposit basis with the National Housing Fund as financial resources for the loan of the loan for the employee on a deposit basis, which is lower than the market interest rate. Since a guarantee institution such as the Korea Housing Finance Corporation can be guaranteed 90% of a loan from a guarantee institution such as the Korea Housing Finance Corporation, a commercial bank will take advantage of the fact that a commercial bank runs the business of examining a loan for the lease on a deposit basis that a commercial bank takes charge of receiving a loan for the lease on a deposit basis of a false lessor, a fraudulent lessor, a lessee, and made a public offering to receive a loan for the lease from a commercial bank.

On March 10, 2014, the Defendant accepted a proposal that he/she would pay for a false real estate lease agreement from a loan bromoer with which his/her name is unknown. On March 10, 2014, the Defendant drafted a false lease agreement for an apartment with the term “F apartment No. 906, Gangwon-do, Hongcheon-gun, Hongcheon-gun, F apartment No. 85 million won (area 84.87 square meters)” as the deposit amount of KRW 85 million, the down payment of KRW 85 million, the remainder amount of KRW 76,500,000, the contract date from March 23, 2014 to March 22, 2016, the lessor, and lessee C”.

C around March 17, 2014, when applying for a loan of 59,500,000 won to an employee in charge of loan, who is unable to know his/her name at the Chuncheon branch office of the Korean bank, around 17, 2014, submitted a false apartment lease contract as if the said apartment lease contract was actually prepared, and applied for a worker's pre-paid fund as if the loan was actually used as a deposit for the pre-paid deposit.

However, in fact, the above lease contract was made by falsity, and there was no intention to use the loan as the deposit money for the lease.

In this regard, the Defendant is aware of C and name.

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