1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. On August 6, 2014, a party status network E (hereinafter “the deceased”) is a person employed by the Defendant who operates a business entity under the trade name “F,” and the Plaintiff A is the spouse of the Deceased, and the Plaintiff B and C are children of the Deceased.

B. 1) The Defendant, on October 22, 2014, entered into an insurance contract and entered into and entered into a contract with the same fire and marine insurance company (hereinafter “foreign company”).

B) Through G insurance solicitor G, “The Insured, the Defendant, the insurance beneficiary, the insurance premium of KRW 50,600 per month, and the insurance period from October 22, 2014 to October 22, 2019” (hereinafter “instant insurance contract”) refers to “non-dividend professional smart driver insurance 1404” (hereinafter “instant insurance contract”).

(2) At the time of the conclusion of the instant insurance contract, the Deceased signed his name on the insured column of the insurance subscription written by the beneficiary as the defendant.

3) According to the instant insurance contract, in a case where the insured died as a direct result of the injury that occurred during the insurance period, the Defendant, the beneficiary, was paid the injury death insurance proceeds (won 100 million won) and the bereaved family members killed in bodily injury (one million won per month) from the non-party company (five years per five million won per month). The Deceased who caused the accident. On December 4, 2014, the Deceased was driving a motor vehicle around 14:45, while driving the motor vehicle and driving the motor vehicle at the front of the Busan-gun-gun, the head of the Busan-gun District Office, and driving the motor vehicle at the front of the Busan-gun Special Metropolitan City Industrial Complex, and died around that time (hereinafter “the instant insurance accident”).

D. The Defendant, to which the claim for insurance money belongs, acquired the claim for insurance money payment based on the insurance contract of this case against the non-party company due to the insurance accident of this case. [The facts that there is no dispute over the grounds for recognition, Gap evidence Nos. 1 through 5, Eul evidence No. 9-4, 7, and Eul evidence No. 11, the witness G testimony, and the purport of the whole pleadings.

2. The parties' assertion

A. The plaintiffs' assertion.