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(영문) 인천지방법원부천지원 2019.06.27 2019가단14754
사망보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Facts of recognition;

A. 1) The network C (hereinafter “the network”).

(3) On July 13, 2017, the Defendant and the insured (hereinafter “instant insurance contract”) concluded with the Defendant as “the Plaintiff (the deceased’s birth) of the beneficiary at the time of the death of the Deceased, the Insured, and the period from July 13, 2017 to July 13, 2067” (hereinafter “instant insurance contract”).

(2) According to the instant insurance contract, if the insured died of an injury during the insurance period (any sudden and remote accident that occurred during the insurance period), KRW 100,000,000,000,000,000,000 shall be paid to the beneficiary as the insurance amount.

B. (1) On January 11, 2018, the Deceased’s death accident was discovered as a result of the death carried out by his/her her her son-gun, Chungcheongnam-gun, who was living together on a congested basis at around 16:08. 2) In the body examination report on the Deceased prepared on January 11, 2018 by G, a doctor affiliated with the F Medical Center, entered him/her in the body examination report on the Deceased, a direct death person, and the cause thereof as “emergency alcohol addiction”.

C. (1) On June 4, 2018, the Plaintiff filed a claim for the amount of injury death insurance under the instant insurance contract with the Defendant. (2) On September 6, 2018, the Defendant notified the Plaintiff that the possibility of death due to a disease, not acute alcohol addiction, could not be ruled out, and that the amount of the injury death insurance cannot be paid.

The terms and conditions of the insurance contract of this case concerning the death of injury are defined as follows in relation to the death of injury.

Special Terms and Conditions of Injury Death

1. (Grounds for Payment of Insurance Money) If the insured stated in an insurance policy dies as a direct result of an injury that occurred during the insurance period of this Special Terms and Conditions, the company shall pay the amount of insurance coverage as the injury or death insurance amount;

[Ground of recognition] Facts without dispute, Gap evidence Nos. 1, 2, 8, 11, 12, 13, Eul evidence No. 1, and the purport of the whole pleadings

2. The Plaintiff’s assertion is in the situation where the snow theory has been made during the mold.

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