1. The plaintiffs' claims against the defendants are all dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. Plaintiffs A is the spouse of the deceased D (hereinafter “the deceased”), and Plaintiff B and C are the deceased’s children, and the Plaintiffs are the legal successors of the deceased.

B. 1) On October 25, 2010, the Deceased’s Insurance Contract was concluded between the Defendant He Interesting Life with the insurer on October 25, 2010, the insurer’s interesting life, the deceased’s legal heir of the deceased and the beneficiary, the general accident death insurance amount of KRW 100 million, and the insurance period of KRW 100 million until October 25, 2045 (hereinafter “No. 1 Insurance Contract”).

(2) On October 26, 2010, the Deceased Co., Ltd. concluded a general accident death insurance contract with Defendant D non-life insurance, the insured, the beneficiary’s statutory heir of the deceased, the beneficiary of the death insurance, the insured period of KRW 100,000, KRW 1000,000, KRW 100,000,000, and KRW 10,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,00,000,00,00,00,00.

The second insurance contract provides that the cause for payment of the injury death benefit shall be “the case of death as a result of the direct result of the injury (or injury inflicted upon the body of the body due to an acute and imminent accident).”

3) On May 21, 2009, the Deceased’s insurance contract between the Defendant Dongbu Fire, the insured, the deceased, and the deceased’s statutory heir of the beneficiary, the death death insurance amount of KRW 30 million, and the insurance period until May 21, 206 (hereinafter “third insurance contract”) between the Defendant Dongbu Fire and the Defendant Dongbu Fire.

The insurance premium was paid on the same day.