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1. All of the plaintiffs' claims are dismissed.
2. The costs of lawsuit are assessed against the plaintiffs.
Reasons
1. Facts of recognition;
A. Plaintiff A is the husband of Plaintiff E (hereinafter “the deceased”) who died due to the following accidents, and Plaintiff B, C, and D are the children of Plaintiff A and the deceased.
B. The Plaintiff A and the Deceased concluded each insurance contract with the Defendant with the following contents. In the event the insured died during the insurance period, the “Undividend Furcing Policy 1.1” stated in the table below (hereinafter “instant Type 1 insurance”) guarantees that, according to the prime insurance (hereinafter “instant Type 1 insurance”) KRW 100,000,000 insurance money according to a general accident death insurance contract, and under a non-dividend refund regular agreement, the “ non-dividend 1.4,000,000,000 won for death insurance money,” and “No. 2,000,000,000 won for death insurance money, and KRW 30,000,000,000 and KRW 20,000,000,000 for each insurance contract according to the prime insurance contract (hereinafter “instant Type 3 insurance”).
Insurance period No. 1.21 on May 21, 2009 to May 21, 2009, the F deceased’s inheritor’s non-distribution Samsung C&T insurance type 1.4 on December 6, 2005 from around December 6, 2005 to around February 27, 1999 to February 27, 2014, the heir A’s heir of HA deceased’s deceased deceased’s deceased deceased’s heir of employees.
C. The insurance terms and conditions of the instant 1 to 3 stipulate that the insured shall pay the insurance proceeds agreed upon to the beneficiary in the event of the death of the insured due to the “accident other than a traffic accident” under Article 17(1)1 of the instant insurance terms and conditions, Article 13(1)1 of the instant insurance contract terms and conditions, Article 12(1)1 of the instant insurance contract terms and conditions, and Article 12(1)1 of the instant third insurance contract terms and conditions that “no insurance proceeds shall be paid in the event of the insured’s intentional harm to himself/herself,” except for the case where the insured has impaired himself/herself