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(영문) 서울고등법원 2015.11.13 2014나2043005
보험금
Text

Of the judgment of the court of first instance, the part against the plaintiffs' money that orders payment below shall be revoked.

The defendant.

Reasons

1. Basic facts

A. The plaintiff A is entitled to:

The husband of the E (hereinafter referred to as “the deceased”) who died due to an accident in the paragraph (1), and the children of the plaintiff B, C, and D are the children of the plaintiff A and the deceased.

B. The Plaintiff A and the Deceased concluded each insurance contract with the Defendant as listed in the following table. In the event the insured died during the insurance period, the Plaintiff A and the Deceased concluded each insurance contract with the following table: ① General Disaster Death Insurance Amount of KRW 100 million and KRW 10 million according to the main contract (the main contract and special agreement of KRW 100 million; hereinafter “instant Type 1 insurance”); ② Under the main contract, the Plaintiff A and the Deceased’s life insurance amount of KRW 30 million and KRW 30 million (the main contract and special agreement of KRW 30,000 in combination with the main contract of KRW 30,000,000 and KRW 30,000 (the instant insurance amount of KRW 20,000 according to the non-distribution and non-distribution and non-distribution and death special agreement of KRW 30,000,000,000 (hereinafter “instant Type 30,000) are guaranteed to pay the insurance amount of KRW 30,000.

The insured insured beneficiary of the insurance type No. 1 insurance period from May 21, 2009 to May 21, 2036 from May 21, 2009 to May 21, 2003, the F deceased’s heir of the deceased 2 non-distribution Samsung C&T insurance type 1.4 on December 6, 2005 to December 3, 199 to February 27, 199 to February 27, 2014, the heir A’s heir of HA deceased 3 times the heir of the deceased’s heir of the three employees’ flus of the deceased.

C. Each of the terms and conditions of the instant insurance Nos. 1 through 3 stipulate the name of “the cause for payment of insurance money” and the name of “the insured event for which no insurance money is paid”. The specific contents are as shown in the attached insurance clauses and the disaster classification table.

At around 12:30 on December 23, 2013, the Deceased died after being administered on the 602 Roof-ro Manyang-gu I apartment house 602 rooftop, with injuries such as ulverba, Dam-gu Dampo Damba and Damba, and Domba duba.

E. The Plaintiffs on February 2014

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