1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. The Plaintiff A’s spouse, Plaintiff B, C, and D of the deceased E (hereinafter “the deceased”).

B. 1) The Deceased or Plaintiff A concluded an insurance contract with the Defendant as listed in the table below (hereinafter referred to as “O insurance of this case”).

(2) On April 24, 2014, the insured policyholder’s insurance period of the No. 1 insurance type contract is changed to the insured policyholder’s first pension beneficiary, and the life annuity of 1404, the heir 2 at the time of the death of the Deceased A, the heir 2 at the time of the death of the Deceased A, the heir 1504, October 8, 2015, and the Green Life Insurance No. 1601, the content of each of the instant insurance policies and the insurance terms and conditions are as follows.

① The content of coverage 1 insurance of this case - Details of coverage: Insurance proceeds for death of a disaster - Details of coverage: When the insured under a special agreement for death of a disaster (principal type) dies as a direct cause of a disaster that occurred during the insurance period: The company under Article 1 (Grounds for Payment of Insurance Money) of the Insurance Terms and Conditions (Special Agreement for Death of a Disaster) shall pay the beneficiary the insurance proceeds for death of a disaster stipulated in attached Table 1 (See attached Table 3) if the insured dies as a direct cause of a disaster that occurred during the insurance period of this special agreement.

Article 3 (Grounds for Not Payment of Insurance Money) A company shall not pay insurance money if any of the following grounds arises for the payment of insurance money or exemption from the payment of insurance money, and shall not exempt the payment of insurance money:

1. Where the insured intentionally damages himself/herself: Provided, That he/she shall pay insurance proceeds or be exempted from the payment of insurance premiums in the following cases:

The insured has impaired himself/herself in a state that he/she is unable to make a free decision due to mental disorder, etc., in particular the result thereof.