1. The Plaintiff (Counterclaim Defendant), Defendant B, and Defendant B, Defendant B, and Defendant B, jointly with Defendant B, respectively.

1. Determination on the main claim

A. On May 29, 2015, the Plaintiff as the parties to the instant case (hereinafter “D Newcom”) is a member of the Korea Credit Union (hereinafter “D Newcom”).

(2) The Credit Union has established a credit business team and a receipt business team for credit business under the Credit Unions Act for the credit business under the Credit Unions Act. Of them, the credit business team leader (director), regular director, executive director, and executive director with the approval of the president. (2) The Credit Union has established a credit business team and a receipt business team for the credit business under the Credit Unions Act. Of them, the credit business team leader (director), executive director, and executive director with the approval of the president. (3) The Credit Union has established the credit business regulations, credit operating rules, credit business rules, and credit regulations enforcement rules. According to the credit regulations enforcement rules, Article 11 and Article 12 of the Credit Union Regulations, Part 3 Section 1 of the Credit Union Regulations, the credit business manual provides that the credit business team and the receipt business team of the credit business team shall examine the loan requirements and the loan documents, etc. for the credit business under the Credit Unions Act; and (4) the credit business team established the credit business team's own appraisal value or the amount of neighboring real estate subject to appraisal x the real estate value of the collateral.

3) On November 19, 2012, the Credit Union implemented a real estate mortgage loan (hereinafter “instant mortgage loan”) on a total of four occasions from around that time to January 7, 2013, including a loan of KRW 298 million to E, as indicated in the following table.

date of loan.