1. Of the judgment of the court of first instance, the part against the defendant exceeding the amount ordered to be paid below shall be revoked.

1. Basic facts

A. 1) A Credit Union (hereinafter “A”) (hereinafter “A”) for the parties, etc.

(2) The co-defendants of the first instance court held that the co-defendants of the first instance court worked as the president from February 18, 2006 to February 4, 2009, while engaging in loan, deposit, installment savings, and other credit businesses under the Credit Unions Act, and the Defendant served as the director of the division of A from July 21, 2002 to July 201. The co-defendants of the first instance court took charge of credit affairs, such as credit rating investigation for loan applicants, debtor qualification, etc.

B. According to the credit regulations and credit operating manual of the first instance trial and Co-Defendant C, D, and F in excess of the secured value of A, the Defendant and the first instance trial co-Defendant C, D, and F must comprehensively examine and determine the economic utility, appraised price, difficulty of management and realization of the collateral provided by the debtor in implementing the loan, and other regulatory matters under the law (Article 15(1) of the Credit Regulations and Chapter IV Section 1 of the Credit Operational Manual). If the collateral is real estate, the remainder ( = the appraised value of the real estate 】 70% of the appraised value of the relevant real estate 】 70% of the appraised value of the relevant real estate x 70%) may be loaned only to the extent of the loan amount (as stated in the above credit regulations and operating manual of the first instance trial, Article 2.2 of the New Operational Manual).