1. The Plaintiff:

A. Defendant B’s KRW 129,226,403 as well as 5% per annum from January 8, 2013 to June 16, 2017.

1. Basic facts

A. On May 29, 2015, the Plaintiff was merged with the E Credit Union (hereinafter “EM”), and Defendant B was a full-time president representing the EM and exercising overall control over its affairs, Defendant C was a full-time director in charge of overall affairs of EM, and Defendant D was an employee in charge of general affairs of EM.

B. EFF had a credit business team and a receipt business team for credit business under the Credit Unions Act. Of them, EFF has established a credit business team and a credit business team for credit business under the Credit Unions Act. Of them, the credit business team leader (director), regular director, and general manager of the credit business conducted the loan after reviewing the loan requirements and making the loan documents, etc., and the loan was finally conducted after obtaining approval from the president. 2) EFF has a credit provision, credit business manual, credit business manual, credit regulations enforcement rule, etc. In the case of a loan with land as collateral, according to Articles 11 and 12 of the Credit Regulations, and Part III Section 1 of the Credit Business Manual, Section 1 of the Credit Agreement, the credit business manual recognizes the amount of the loan as collateral within 60% of the deposit appraisal and the amount of its own appraisal (the value of collateral such as the amount of appraisal x the amount of collateral value - the amount of priority bond - the amount of collateral bond - the appraisal price of neighboring real estate should be determined within the scope of the real estate.

C. On November 19, 2012, EF extended a total of four times from around that time to January 7, 2013, including lending KRW 298 million to F on November 19, 2012.