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(영문) 수원지방법원 2015.06.25 2013가합10829
보험금
Text

1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On July 25, 2003, the Plaintiff entered into a contract for “Eve for Distribution without Distribution” (hereinafter “instant 1 insurance”) containing the following terms and conditions, including a special agreement for accident death and accident security with Defendant Han-han Life.

Insured: The Plaintiff, the beneficiary, and the insured period: the life insurance special agreement for the life of the Plaintiff (Provided, That the following special agreement shall be until the age of 80): If a traffic accident occurs to the insured on the ordinary day during the insurance period, and the insured dies due to a traffic accident or becomes disabled in class 1 in the disability classification table, a special agreement for the payment of KRW 20 million per subscription amount to the special agreement (25 million per 25 million won): A traffic accident occurs during the insurance period, and where the insured dies or becomes disabled in class 1 in the disability classification table (the purchase price of the Plaintiff: 25 million won per subscription amount): A traffic accident occurs during the insurance period, and where the insured dies or becomes disabled in class 1 in the disability classification table, the payment of KRW 10 million per subscription amount (the purchase price of the Plaintiff: 25 million per 25 million).

B. Around April 2005, the Plaintiff entered into an agreement on “Undividending Down Life Insurance” (hereinafter “instant 2 insurance”) with the following terms and conditions as the Defendant Hyundai Sea (hereinafter “instant 3 insurance”) and the “Undividending Life Master Insurance” (hereinafter “instant 3 insurance”).

[Undividend Dial Uniform Insurance Co., Ltd.] Insured: The plaintiff, beneficiary, insurance period: from April 29, 2005 to April 16:00 on to April 29, 2035, and the amount of insurance coverage: 100 million won where the insured suffered an injury due to a sudden and incidental accident during the insurance period after the date on which the insured contract falls under the age of 15, and the insured died within one year from the date of the accident directly as a result of the accident, the amount of KRW 100 million (the comprehensive life insurance without dividends): The insured; the plaintiff; the beneficiary; the insurance period: from April 29, 2005 to April 16:00 on April 29, 2035; the insured amount of insurance coverage: 50 million won; and the insured amount of insurance coverage; and

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