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(영문) 서울동부지방법원 2017.06.21 2014가합102683
채무부존재확인
Text

1. B With respect to an accident that died on September 7, 2013, the Plaintiff is the Defendant based on each insurance contract listed in the separate sheet.

Reasons

1. Basic facts

A. On July 27, 1997, the Plaintiff and B, the husband of the Defendant, entered into a life insurance contract in attached Table No. 1 (hereinafter “No. 1 insurance contract”) with the Defendant’s husband as “B, beneficiary: statutory inheritor at the time of the death of the insured,” and ② On October 30, 2002, the Plaintiff entered into a life insurance contract with the changed amount of life insurance contract in attached Table No. 2 (hereinafter “No. 2 insurance contract”) as “B, beneficiary: Defendant at the time of the death of the insured.”

Article 11 (Insurance Accidents for which No Insurance Money is paid) (1) The Company may terminate this contract at the same time as it does not pay insurance money or exempt insurance premium when any of the following events occurs:

1. Where the insured has intentionally impaired himself/herself: Provided, That this shall not apply where the insured has impaired himself/herself with a mental disorder and where he/she has committed suicide after two years from the date of commencement of liability (in cases of an inevitable contract, the date of reinstatement) of the contract, or has caused harm to himself/herself and thereby has become a disability of Grade I in the

Article 2 (Grounds for Payment of Insurance Money) (1) The Company shall pay the insurance money agreed upon to the beneficiary when any of the following events occurs to the insured due to a disaster prescribed in attached Table 1 (Disaster Classification Table) among the insurance period of this Special Agreement:

1. When he/she dies during the insurance period: The company under Article 3 (Insurance Accidents for which No Insurance Money is paid) (1) may terminate this contract simultaneously with the absence of insurance money if the insured dies or becomes a disability of class I in the list of disability classification in any of the following cases:

1. Type and type of insurance proceeds under Article 17 of the main contract of the second insurance contract where the insured has intentionally impaired himself;

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