1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On July 31, 2001, the Plaintiff entered into the instant insurance contract with the Defendant for the first-class pure type insurance contract (hereinafter “instant insurance contract”). The key contents are as follows.

Insured and beneficiary of non-life insurance: Beneficiary of death insurance for the plaintiff: Special agreement for guaranteeing death of a legal heir: 60,000 won of subscription amount: 25,000 won of subscription amount: 25,000 won of subscription amount;

B. Major contents of the instant insurance terms and conditions and the instant special terms and conditions (hereinafter “instant insurance terms and conditions”)

According to the judgment of the court below, the insured shall be paid KRW 100,000 per 10,000 won per insurance policy with the main insurance money if the insured dies or becomes a disability of class I in the disability grade table specified in the attached Table A, and ② If the insured becomes a disability of class I in the disability grade table prescribed in the attached Table A due to a direct cause of a traffic accident on board the vehicle, the insured shall be paid KRW 20,000,000 per 10,000 won per insurance policy with the benefit of death, and ③ If the insured becomes a disability of class II in the disability grade table specified in the attached Table A due to a traffic accident directly caused by a traffic accident, the insured shall be paid KRW 10,000 per 10,000 per year with the benefit of the accident, and according to the theory of disability grade A attached to the insurance clause of this case, the insured shall be paid to the beneficiary the benefit of not less than 10,000 won for the same cause.

However, if a disability occurs in the same part of the body.