Defendants shall be punished by a fine of KRW 800,000.

Defendant

A fails to pay the above fine; 50.

Punishment of the crime

Defendant

A is a person working as the head of the credit team in Suwon-gu, Suwon-si, the head of the credit team in B, and the defendant B (hereinafter referred to as "the defendant union") is a financial company established for the purpose of credit business, including the receipt of deposits and installment savings.

1. Defendant A personal credit information shall be used only for the purpose of determining whether a commercial transaction relationship requested by the relevant owner of credit information, including financial transactions, is established and maintained;

On the other hand, the tax-favored savings deposit is limited to 30 million won as interest income tax-exempt goods, and in order to prevent the excess of the limit due to overlapping subscription of several financial institutions, the institution dealing with tax-favored savings may inquire through the Korea Federation of Banks, which is the institution dealing with tax-favored savings, of the total amount of contract for tax-favored savings and the amount of payment, such as insurance money, etc. which the account holder has opened to other institutions dealing with tax-favored savings.

On January 201, the Defendant loaned part of the part of the part of the part of the apartment payment to approximately 100 apartment buyers, however, in order to recover the overdue loan, loan and overdue interest claims in the situation where the loan is overdue due to the economic deterioration of real estate, etc., the Defendant inquired about the transaction information and personal credit information such as the details of the tax-favored savings deposit opened by the said borrower to other financial institutions, and tried to collect the loan and overdue interest claims by provisionally seizing the deposit claims of the lender known to him.

On May 15, 2012, the Defendant had access to the computer network of the Korea Federation of Banks, which is kept in B office around May 15, 2012, and opened by F to other financial institutions by accessing the computer network of the Bank of Korea.