Defendant

A Imprisonment for one year, and each of the defendants B shall be punished by a fine of 3,000,000 won.

Defendant

B The above fine.

Punishment of the crime

1. Defendant A, without the Defendant’s mother D’s delegation, was in mind to receive a loan by providing apartment units owned by D and Defendant as security.

Around May 9, 2014, the Defendant: (a) stated that “A”, “E”, “E”, “F, 412 Dong 102”, “3”, “for presentation of bank in the column for use,” “non-existence of body in the column for delegation,” “D”, “B”, “G”, and “the address column for the mandator,” and stamped the seal affixed by the Defendant’s voluntary application form for the establishment of a certificate of personal seal impression at the 40 B, 412 Dong 102, which had been delegated to the certificate of personal seal impression; (b) written the application form for the establishment of a certificate of personal seal impression at his own discretion; and (c) written the application form for the establishment of a certificate of personal seal impression at the time of the Defendant’s expiration of the term “B, 412 Dong 102,” and written the application form for the establishment of a certificate of personal seal impression at his own discretion, and written the application form for the establishment of a certificate of personal seal.

Accordingly, for the purpose of exercising rights and obligations, the Defendant forged a written application for a mortgage loan and a mortgage contract.

B. Around May 9, 2014, the Defendant submitted to the employee in charge of issuing the certificate of seal impression issued under the name of B, as if he/she had duly completed the certificate of seal impression issued in the name of D, which was forged, at the 40 B, Seocheon-gu, Seocheon-gu, Seocheon-gu Residents' Center as the crime.

2. On May 12, 2014, the Defendant, at the 141 Hyundai Capital Finance Branch, via B, as a unit of Suwon-si, Suwon-si.