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(영문) 서울중앙지방법원 2013.08.20 2012고정6712
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant shall be punished by a fine of KRW 1,500,000.

If the defendant does not pay the above fine, 50,000 won.

Reasons

Punishment of the crime

From December 21, 2006 to November 1, 2008, the Defendant engaged in credit business under the trade name “C”.

1. Any person who intends to engage in credit business without registration shall register with the Mayor/Do Governor having jurisdiction over the relevant place of business;

The Defendant, without registering a credit business, lent KRW 5 million to D on April 4, 2011, and paid KRW 4.69 million, excluding KRW 150,000,000,000,000,000,0000,0000,000,000,0000,000,000,0000,0000,000,000,000,000,000,000,000,000,000.

2. A credit service provider or an unregistered credit service provider, who received excess interest, opened a credit business on December 21, 2006 under the trade name of the limited Defendant “C” but closed the business on November 1, 2008. In the case of a credit service provider, the interest rate on around 2008 shall not exceed 49% per annum (see Article 5(2) of the former Enforcement Decree of the Act on Registration of Credit Business, etc. and Protection of Finance Users (amended by Presidential Decree No. 22298, Jul. 21, 2010)). In the case of a unregistered credit service provider, the interest rate shall not exceed 30% per annum.

in excess of the amount of the loan.

On May 26, 2008, the Defendant loaned KRW 9,380,00 to H who intends to enter into a loan agreement in Gart located in Jongno-gu Seoul Metropolitan Government F for 99 days by day, and received 180% interest per annum by paying the principal and interest per annum 120,000 won per day, and received interest from around that time exceeding the limited interest rate over four times as described in the list of crimes below.

-crime sight table- the content of the agreement on the amount loaned to users of the temporary place of business the Jongno-gu Seoul on May 26, 2008, 18, 180,000 won and 120,000 won each nine nine times of h 9,380,000 won and each nine times of 180,000 won and 3,22220,000 won and each nine nine times of the “J certified judicial scrivener office” located in Jung-gu Seoul, Jung-gu, Seoul.

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