Defendant shall be punished by a fine of KRW 5,000,000.

If the defendant does not pay the above fine, 50,000 won.

Criminal facts

Any person who intends to engage in credit business or loan brokerage business shall file for registration with the Special Metropolitan City Mayor, Metropolitan City Mayor, or Do Governor having jurisdiction over the relevant place of business, and the interest rate shall not exceed the rate prescribed by Presidential Decree within the limit of 30/100 per annum.

Nevertheless, the Defendant, at around 14:00 on January 19, 201, lent KRW 3 million to C from the Yangju-si without registration of credit business or loan brokerage business, deducted KRW 300,000 as prior interest, and actually borrowed KRW 133% per annum by lending KRW 2.7 million, and violated the restriction on the interest rate of unregistered credit service providers, as shown in the annexed list of crimes.

Summary of Evidence

1. A protocol of partial police interrogation of the accused;

1. Each police statement of C or D;

1. Application of Acts and subordinate statutes on payment of interest;

1. Relevant Article of facts constituting an offense, and Article 19 (1) 1, Article 3 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users, Article 19 (2) 3, Article 11 (1) of the same Act, and Article 19 (1) of the same Act, the selection of fines;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;