Defendant shall be punished by a fine of KRW 5,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

1. A person who intends to engage in a credit business shall register in accordance with the relevant laws and regulations, but the Defendant transferred the principal after deducting interest from D through account transfer, etc. from D, etc., in Cheongi-gu Seoul Special Metropolitan City, Seo-gu, Seoul Special Metropolitan City, by May 4, 2012, and subsequently run a credit business without registration by receiving principal and interest from D, etc.

2. Although a unregistered credit service provider’s loan cannot exceed 30% per annum, the Defendant loaned KRW 200,000 per annum to E at the place indicated in paragraph (1) of May 6, 2011, and received KRW 200,000 per annum from May 4, 2012, and received KRW 840,000 per annum as indicated in the annexed crime list from that place to May 4, 2012, and received KRW 9160,00 in total as interest exceeding the restricted interest rate.

Summary of Evidence

1. Defendant's legal statement;

1. Each police statement made to D and E;

1. Application of Acts and subordinate statutes to the details of transactions in passbooks (No. 13), the details of transactions in free savings deposits (Evidence No. 15), and the details of transactions in Nonghyups (Evidence No. 17);

1. Article 19 (1) 1, Article 3 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users concerning facts constituting an offense, and Article 19 (1) 1, Article 3 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users, Articles 19 (2) 3 and 11 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users, and Article 2 (1) of the Interest Limitation Act (Selection of a fine) of the Act on the

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;