1. The plaintiff's appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

The purport of the claim and appeal is the purport of the appeal.

1. The term “special terms and conditions” in relation to basic facts injury.

Article 1 (Grounds for Payment of Insurance Money) (1) of the Special Terms and Conditions for Guarantee of Injury Death (In the event that the insured dies as a result of the direct result of the injury during the insurance period of this Special Terms and Conditions, the company shall pay the monthly payment to the beneficiary of the examination who appears to have caused the cause for payment on the day concerned during the payment period

Article 3 (Grounds for Not Payment of Insurance Money) The grounds for not paying the insurance money under this Special Agreement shall be governed by Article 7 (Reasons for Not Payment of Insurance Money) (1) and (2) of the General Terms and Conditions.

Article 6 (Provisions Applicable Mutatis Mutandis) Matters not stipulated in this Special Agreement shall be at the risk of complying with the General Terms and Conditions.

The reasons for this Court to be stated in this part are stated in Section 1B.

The main text of Article 420 of the Civil Procedure Act is as follows, except for the addition of evidence Nos. 8 and 9 to [the grounds for recognition] as follows, since the corresponding part of the judgment of the first instance is the same as that of the judgment of the court of first instance.

G Terms and Conditions (hereinafter referred to as "ordinary Terms and Conditions")

Section 2 (Definition of Terms) Unless otherwise defined in other provisions of this Agreement, the definitions of terms used in this Agreement shall be as follows:

2. In cases of injury to terms related to the grounds for payment: He/she shall not injure his/her body due to a sudden and incidental accident that occurred during the insurance period;

Article 7 (Grounds for Not Payment of Insurance Money) (1) A company shall not pay insurance money when any of the following causes for the payment of insurance money occurs:

1. The insured has intentionally impaired himself/herself: Provided, That I shall pay insurance proceeds when the insured has impaired himself/herself in a state that he/she is unable to make a free decision due to mental disorder, etc.;

2. The parties' assertion

A. The Plaintiff’s instant accident intentionally undermines himself/herself in a state where he/she could make a free decision, and thus, the Plaintiff’s body is acute and friendly as the cause for the payment of insurance proceeds.