1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. On June 2019, the deceased A (hereinafter “the deceased”) entered into a comprehensive motor vehicle insurance contract with the Defendant, which contains a special agreement on vehicle driving security (hereinafter “the instant special agreement”) with respect to the G Sti-type vehicles owned by the deceased, with respect to the insurance period from June 28, 2019 to June 28, 2020, with respect to the G Sti-type vehicles owned by the deceased.

B. On July 18, 2019, the Deceased driven an Ibter II cargo vehicle owned by H (hereinafter “H”) on July 18, 2019 (hereinafter “instant vehicle”) and led to the left-hand turn to the left at the center line while driving the instant vehicle on the roads adjacent to the JJ in Seo-gu, Chungcheongnam-gu, Chungcheongnam-gu.

Accordingly, K, who is driving in the opposite lane, proceeded to the right side of the vehicle being driven in order to avoid the difference of the deceased's cargo, and caused the victim who was working at the same place to shock.

(hereinafter referred to as “instant accident”). C.

At the time of the accident, the automobile insurance, which was subscribed to the instant vehicle, had expired.

Accordingly, while the Deceased demanded the Defendant to pay insurance money to the victim of the instant accident in accordance with the instant special agreement, the Defendant rejected the payment of insurance money.

1. The subject-matter of this Special Clause is automatically applied to the Insured by Non-Insurance Vehicles.

2. Damage (2) An insurance company (hereinafter referred to as the "company") shall, when the insured person or his spouse suffers any injury from another motor vehicle owner due to an accident that happens while driving a motor vehicle of another motor vehicle, be deemed the insured under the General Terms and Conditions, and shall be bound to compensate in accordance with the provisions of the Self-Physical Accidents Act and the Special Terms and Conditions for Injury to Motor Vehicles.

3. The term “other automobiles” in this special terms and conditions refers to the automobiles of the same type as the insured automobiles, which are private cars.