1. The plaintiff's appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

Purport of claim and appeal

The first instance court.

Basic Facts

On October 7, 2013, the Plaintiff concluded a contract with the Defendant for professional car insurance (hereinafter referred to as the “instant insurance contract”) with respect to the Plaintiff’s B Corrodo sports (4WD) vehicle (hereinafter referred to as “instant cocoon vehicle”), with respect to the insurance period from October 8, 2013 to October 8, 2014. Of the subscription security and compensation limit, the part of the automobile injury amounting to KRW 100,000 for each person’s death/ disability of KRW 100,000 for injury, KRW 50,000 for injury, KRW 20,000 for each person injured by non-insurance, and KRW 20,000 for each person injured by non-insurance,00,000 for each person injured by car driving (hereinafter referred to as “the instant contract”).

The terms and conditions of the instant insurance contract stipulate as follows with respect to the damage caused by non-insurance vehicles.

I. The special terms and conditions of other motor vehicle driving security;

1. The subject of this Special Clause is an individual who is an insured person and the insured motor vehicle is a light, class 3 bus, light, or class 4 truck.

2. The content of compensation (1) An insurance company shall be deemed to be an insured automobile under the ordinary terms and conditions, property compensation, self-physical accident, special terms and conditions for automobile injury, special terms and conditions, special terms and conditions for securing ordinarily integrated insurance of the insured, and special terms and conditions for extending the purchase amount of the large-scale goods damage, and shall be deemed to be an insured automobile under the ordinary terms and conditions as stipulated in the special provisions for extending the purchase amount of the large-scale goods covered by the insured while driving another motor vehicle (excluding parking or stopping; hereinafter the same shall apply).

The term "other motor vehicles" in this Special Clause means any of the following private cars as the same kind of motor vehicles (if two or more passenger cars (including multiple passenger cars), light cars, three-class buses and four-class trucks are used for the same kind of motor vehicles) as the insured motor vehicles:

(i).