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(영문) 부산지방법원 2013.04.03 2012고단8199
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant

A Imprisonment with prison labor for 8 months, for the crimes of the defendant C in the sequence 7 and 8 in the annexed list of crimes, two months.

Reasons

Punishment of the crime

Defendant

C On December 16, 2010, a person who was sentenced to two years of imprisonment for a violation of the Act on Registration of Credit Business, etc. and Protection of Financial Users in the Ulsan District Court for the violation of the Act on Registration of Credit Business, etc. and Protection of Financial Users was sentenced to two years of the suspension of execution on February 26, 2011, and Defendant D was sentenced to two years of the suspension of execution on April 10, 201 at the Busan District Court for the six months of imprisonment and the decision became final and conclusive on the 1

Defendant

C and A around March 15, 2010, Defendant D registered a credit business (H) with the name of “G” in the name of “G” in the Busan East-gu Office, Busan-gu, and Defendant A registered a credit business (J) with the name of “I” on March 29, 2011, and Defendant D and B employed Defendant D and engaged in a credit business for lending to an unspecified number of unspecified persons.

In cases where a credit service provider grants a loan to an individual or a small-scale corporation prescribed by the Presidential Decree, it may not collect interest exceeding 49/100 per annum from August 5, 2009 to July 20, 201, and 44/100 per annum from July 21, 201 to June 26, 201, and 39/100 per annum from June 27, 201.

1. On March 24, 201, Defendant A and the Defendants were paid interest exceeding the statutory interest rate limit on KRW 300,000 per annum by allowing K to pay interest of KRW 400,000 per annum when lending KRW 1.6 million after deducting KRW 4 million from prior interest on the loan principal from Defendant A’s vehicle in the vicinity of the department store in Busan Dong-gu, Busan.

The Defendants conspired to lend money to K, L, M, N,O, or P from around that time to August 201, as described in the annexed crime list Nos. 1 to 6, and received interest exceeding the statutory interest rate.

2. On August 24, 201, Defendant A, C, and B lent 2,50,000 won, deducting 500,000 won from the prior interest from the loan office of the third floor located in Qu located in Geumcheon-gu, Busan, for the loan principal of the loan principal of the 2,500,000 won, to Defendant A, C, and B to pay interest of 50,000 won per month, and at a rate of 2,40% per annum.

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