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(영문) 부산지방법원 2013.07.11 2013고정2041
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant shall be punished by a fine of two million won.

If the defendant fails to pay the above fine, 50,000 won shall be one day.

Reasons

Punishment of the crime

In the event that an unregistered credit service provider provides a loan, the Defendant may not receive interest exceeding 30% per annum, which is the limited interest rate under the Interest Limitation Act, without registration of credit business:

1. On January 2012, 2012, 2.5 million won (one hundred and fifty thousand won interest on the loan principal at a rate of KRW 300,000,000,000,000,000,000,000,000 won, and two hundred and fifty thousand,000,000 won, shall be paid monthly interest on the loan principal, and 30,000,00

2. On February 3, 2012, 200 won and 20,000 won and 970,000 won and 70,000 won were loaned to B on February 3, 2012 and received 265% interest per annum.

Accordingly, the Defendant received interest exceeding the limited interest without registering credit business.

Summary of Evidence

1. Defendant's legal statement;

1. Application of the police protocol protocol law to B

1. Article 19 (2) 3 and Article 11 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts and the Selection of Sentence, Articles 19 (2) 3 and 11 (1);

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;

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