A defendant shall be punished by imprisonment for six months.

The request of the applicant for compensation shall be dismissed.

Punishment of the crime

On January 2015, the Defendant knew that the victim C, a partner company of the interest company at middle school Dong, was somewhat lacking in intelligence, and sentenced the victim to obtain a loan as a joint guarantor, or to obtain a loan under the name of the victim and not receive the loan in a way that he does not complete the loan.

On January 16, 2015, the Defendant stated to the effect that “F” factory located in Yongsan-si, Daegu-si, “F will obtain a loan, and the joint and several surety will be changed. Loans will be repaid without a mold, and therefore will not cause damage to widths.”

However, in fact, the Defendant, at the time of lending to a lending company, has reached a considerable amount of 12 million won, and there was considerable amount of other debts, such as unpaid mobile phone telephone bills, and the monthly wage received from a company due to considerable amount of money used for Internet game expenses, entertainment expenses, etc., was insufficient to use it as living expenses, such as the above entertainment expenses, etc., and there was no other property under the name of the Defendant, so even if the Defendant received a loan from the lending company, there was no intention or ability to repay the loan principal and interest.

After having the victim stand a joint and several surety on the same day, the Defendant obtained a loan of 6 million won from the Credit Business Company (State) T-Sccoki, and thereafter, did not pay the above loan, and had the victim make a repayment on behalf of the victim, thereby obtaining pecuniary benefits equivalent to the above amount.

In addition, from January 16, 2015 to May 4, 2015, the Defendant obtained a loan equivalent to KRW 41 million from a lending company through ten times, such as the list of crimes in the attached Table, and had the victim stand a joint and several surety or have the victim borrow a loan under the name of the victim, and then had the victim repay the loan in subrogation to the victim.

Summary of Evidence

1. Statement by the defendant in court;

1. Statement made by the prosecution against C;

1. Statement made by the police against D;

1. All capital loan companies;