A defendant shall be punished by imprisonment for one year.

However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Punishment of the crime

"2015 Highest 1641"

1. On February 22, 2013, the Defendant was aware of the victim D (n, 29 years old) who returned from the Defendant’s office located in the Cheongong-gun, Chungcheongnam-gun, Chungcheongnam-gun, the Defendant called the said victim by telephone on the premise of marriage with the children living together with the Defendant (n, 29 years old) and called the said victim on the premise of marriage, so that the Defendant does not have any damage to the test by normally paying the loans on the face of the week of joint and several sureties.

“A false statement” was made.

However, at the time of fact, the defendant did not have certain property or income, while he did not have an intention or ability to repay the loan even if he received the loan with the victim as a joint guarantor, because he had a debt equivalent to KRW 18 million,000,000,000,000,000, such as the bank account debt of KRW 14,000,000,000,000,000 in overdue card account, and it was required to pay

As above, the Defendant: (a) by deceiving the victim as above; (b) had the victim borrow 4 million won from E on the same day to obtain a joint and several guarantee; and (c) did not pay the price to the victim; and (d) had the victim obtain property benefits equivalent to the above amount by allowing the victim to make a subrogation payment

2. On April 29, 2013, the Defendant called the victim at the foregoing place and sent the loan to the account in the name of the lending company instead of paying the loan in the name of the lending company.

“A false statement” was made.

However, the Defendant did not have any intent or ability to repay money within the agreed period even if he/she borrowed money from the injured party as above.

The defendant deceivings the victim as above and thereby is identical to the victim.

4.30.12 million won, and the same year.

5.1.1.12 million won, and the same year.

5.2.12.0 million won, including KRW 36.6 million, was remitted to the Agricultural Cooperative Account in the name of the Defendant.

3. On September 30, 2013, the Defendant called the victim at the above place and gave a loan to the victim on the face of a joint and several guarantee.