Defendant shall be punished by a fine of five million won.

If the defendant fails to pay the above fine, 50,000 won shall be one day.

Punishment of the crime

Anyone who intends to run a credit business shall register with the competent administrative agency, and no unregistered credit service provider, etc. shall lend a loan at an interest rate exceeding 30 percent per annum.

1. Around 14:00 on June 19, 2012, the Defendant, without registering with the competent authorities, lent 3 million won to Cda in Daegu-gu B, Daegu-gu, and paid 2.820,000 won excluding 1.80,000 won under the name of prior interest, etc., and loaned 1.80,000 won per 3 days on a condition that 1.80,000 won shall be repaid for 60 days, and loaned 251.7% interest rate per annum.

2. On July 24, 2012, the Defendant, without registering with the competent authorities, lent three million won to D at the above place on July 15, 2012, and loaned to D under the same conditions as the foregoing paragraph 1, with a view to receiving interest equivalent to 251.7% per annum.

3. On August 16, 2012, the Defendant, without registering with the competent authorities, lent KRW 3 million to D at the above place on August 16, 2012, and loaned to D under the same conditions as the foregoing paragraph 1, and at the interest rate equivalent to 251.7% per annum.

4. The Defendant did not register with the competent authority on September 14, 2012, and loaned KRW 2 million to E at the above place on September 14, 2012, and paid KRW 1880,000,000 excluding KRW 1.20,000 for prior interest, etc., and loaned 1.20,000 won per three days on condition that 1.20,000 won shall be repaid for 60 days each day, and loaned 251

Summary of Evidence

1. Defendant's legal statement;

1. Police suspect interrogation protocol of the accused;

1. Statement made to A by the police;

1. Copy of the statement made to D by the police;

1. Details of the account transactions in the new bank account in the name A;

1. A list of transactions of automatic withdrawals in cash;

1. A copy of a loan certificate;

1. Application of basic structural Acts and subordinate statutes to the days;

1. Article 19 (1) 1 and Article 3 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users concerning facts constituting an offense and the Registration of Unregistered Credit Business, etc.