Defendant shall be punished by a fine of KRW 3,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

1. On January 15, 2010, the Defendant violated the interest rate limitation: (a) lent a loan of KRW 1.5 million to the victim D in the front of the Yongsan-si, the Defendant loaned KRW 1.5 million per day to the victim D; and (b) received a refund of KRW 1.8 million per day from January 16, 2010 to June 7, 2010; and (c) received interest at a rate of KRW 30,000 per day by receiving interest rate of KRW 225.69% per annum from January 16, 2010 to June 7, 2010.

2. On January 15, 2010, the Defendant, at the same place as the preceding paragraph, lent a loan under the same conditions as the preceding paragraph to the said D, and around January 26, 2010, lent a loan of KRW 1,000,000 per day to E, who is the wife of the said D, under the condition that 1,320,000 won shall be repaid for 4,000 won per day, and thereafter, without registering it with the competent administrative agency from January 15, 2010 to October 201, 2010.

Summary of Evidence

1. Defendant's legal statement;

1. Statement made to D by the police;

1. Application of Acts and subordinate statutes on details of passbook transactions;

1. Article 19 (2) 3 and Article 11 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts, Article 19 (2) 3 and Article 11 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users, Articles 19 (1) 1 and 3 (1) of the Act on the Protection of Finance Users, and Selection of fines;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 (1) and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;