Defendant

A In fines of KRW 5,00,000, KRW 2,500,000, KRW 2,500,000, Defendant C in fines of KRW 1,00,00.

Punishment of the crime

A person who intends to run a loan business without registration and a loan business in violation of the Act on the Protection of Financial Users due to the restriction on the interest rates of unregistered credit service providers shall register with the Mayor/Do Governor having jurisdiction over the relevant place of business. If a unregistered credit service provider grants a loan, the Defendants shall not register with the competent administrative agency even though he/she did not receive interest exceeding the restricted interest rate of 25% to 40% per annum, and Defendant A loaned KRW 10 million to P on August 10, 2010, at Qa beauty Arts Center operated by P in the Gu-gu, Cheongju-si, Cheong-si, P without a separate agreement period, extended a loan of KRW 10 million to P on the condition that he/she will receive five-minute interest of the loan each month without a separate agreement period, from around that time to July 18, 2014, he/she received a total of 380,000 won through a total of 385,757% annual interest rate, and received the maximum interest rate from 357.5% per annum.

Defendant

B loaned KRW 10 million to P on January 22, 2013, at S operated by the Defendant, which is located in the Sinju City of Cheongju, the principal was paid for two months after the use of the principal, and the principal was offered and loaned KRW 500,000,000,000 on the condition that the five-paid interest of the monthly loan is paid, and around that time, from around that time to May 24, 2014, the Defendant loaned KRW 787,000 on a total of six occasions, and received interest exceeding the restricted interest rate by receiving interest at the rate of 64% per annum, and run the lending business without registration.

Defendant

C In lending 1.6 million won to P on February 18, 2012 at the Defendant’s residence located in Cheongju-si, Cheongju-si, and lending 1.6 million won to P on condition of repayment of principal 3 days after interest without interest, and around that time, from around March 31, 2014 to March 31, 2014, total of 5.