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1. The Defendant shall pay to the Plaintiff KRW 315,00,000 and the interest rate of KRW 15% per annum from May 17, 2016 to the date of full payment.
Reasons
1. Basic facts
A. On April 11, 2014, the Plaintiff entered into an insurance contract with the Defendant with respect to the followingless dividends spectrum (hereinafter “instant insurance”).
() Insurance period: The beneficiary who died from April 11, 2014 to April 11, 207: Legal heir, and other beneficiaries: The amount of the Plaintiff’s insurance coverage covered by the amount of the Plaintiff’s insurance coverage, which is KRW 150,000,000,000, 150,000,000, 150,000,000, 100,000, 10,000, 10,000, 10,000, 70,000,000, 70,000,000 won, 2) of the terms and conditions of the instant insurance contract (hereinafter “instant terms and conditions”) are as follows, and the main contents of the
Article 3 (Grounds for Payment of Insurance Money) (1) A company shall pay the following amounts as insurance money to a beneficiary in cases where the insured is in a state of disability corresponding to each disability payment rate set forth in the Disability Classification Table as a direct result of an injury during the insurance period:
If the rate of disability payment is not determined within 180 days from the date of occurrence of an injury or the date of diagnosis of a disease under Article 4 (Detailed Provisions concerning Payment of Insurance Money) (1) and (2) of the amount of insurance coverage in cases where the disability payment rate is not determined within 180 days from the date of occurrence of an injury or the date of diagnosis of a disease, the disability payment rate shall be determined as the disability payment rate on the basis of the diagnosis of intention on the date when the injury or the date when the disease occurs and the date when the diagnosis of a disease becomes final.
However, if the time for disability assessment is separately determined in the disability classification table, it shall be done at the risk of such determination.
(9) If two or more subsequent disabilities have occurred due to the same injury or disease, the rate of payment of the subsequent disability shall be added to the others.
However, if the criteria for determining each physical parts of the disability classification table are separately prescribed, it shall be at the risk of complying with such criteria.