1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1...

1. Basic facts

A. The Plaintiff is a contractor who entered into an insurance contract with the Defendant and the Plaintiff as the insured, and the Defendant is an insurance company running an insurance business which can be run under the Insurance Business Act and relevant Acts and subordinate statutes.

B. On November 11, 2014, the Plaintiff entered into a non-dividend C insurance contract with the Defendant as the insured (hereinafter “instant insurance contract”). The details of ensuring that the instant insurance contract covers are as follows.

According to the classification of the content of insurance coverage, the amount of insurance coverage is paid (the first 10 years of age), the amount of insurance coverage (the first 10 years of age), the amount of insurance coverage (the first 10 years of age), and the major contents of the insurance clauses applicable to the insurance contract of this case are as follows: (a) the amount of insurance coverage (the first 10 years of age) every year for 10 years from the date of the occurrence of the cause for payment of insurance benefits in the event of a disability disorder of at least 50% due to the injury of at least 3,00,000 won in the disability rate of 50% in the selective contract; (b) the disability of at least

[Insurance Terms and Conditions] Article 3 (Grounds for Payment of Insurance Money) of the Insurance Terms and Conditions (hereinafter “Insurance Terms and Conditions”) Company shall pay the insured insurance money agreed upon to the beneficiary in any of the following cases:

2. When he/she becomes disabled with a rate less than 80% specified in the disability classification table during the insurance period: General disability insurance proceeds (the payment rate prescribed in the disability classification table shall be the amount calculated by multiplying the insurance coverage amount of this insurance clause entered in the insurance policy by the payment rate stipulated in the disability classification table) and Article 4 (Detailed Provisions concerning Payment of Insurance Money) (4) where at least two aftermath disabilities have occurred due to the same injury, the payment rate of the aftermath disability shall be added: Provided, That where the criteria for determining each part of the disability classification table are separately prescribed, it shall be done at the risk of complying with such criteria (II) (hereinafter referred to as the “instant special terms and conditions”).

2) Article 1 (Reasons for Payment of Insurance Money)