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(영문) 서울고등법원 2016.04.27 2014나2040600
보험금
Text

1. The money to be paid below out of the claims for insurance money due to vertebrate disorder in the judgment of the first instance.

Reasons

1. Basic facts

A. On November 18, 2010, the Plaintiff entered into an insurance contract with the Defendant: (a) the insured and the beneficiary; (b) the Plaintiff from November 18, 2010 to November 18, 2056; and (c) the term of the insurance period from November 18, 2010 to November 18, 2056; and (d) the term “instant insurance contract” as one of the non-dividend payments for twenty years (hereinafter “instant insurance contract”); and (b) the key contents are as follows: (a) the basic contract for the subscription amount (general injury or death) the amount of KRW 70,000,000, and the general injury or death disability (the type and cause for payment of the insurance money) Article 15 of the Insurance Terms and Conditions (the type and cause for payment of the insurance money) the Defendant pays the insurance money agreed to the beneficiary if any of the following

2. If the insured (a person eligible for insurance) is in a state of disability equivalent to each disability payment rate specified in the Disability Classification Table (Annex I) due to injury during the insurance period, the insurance proceeds for the remaining disability shall be paid as follows:

(b) Where the rate of payment determined in the disability classification table is less than 80%: the amount calculated by multiplying the payment rate determined in the disability classification table by the amount of insurance coverage amount of this standardized contract by the amount of insurance coverage amount of general disability disability insurance.

Provided, That where the state of disability becomes worse during the period in which the rate of disability payment is determined after the rate of disability payment, the rate of disability payment shall be determined on the basis of the aggravated state of disability, and where the period of disability determination in the disability classification table is determined separately, it shall be at

Attached Table 1 Disability Classification Table

Ⅱ Guidelines for determining disability classification;

6. Obstruction of claims;

(a) the classification and payment rate of the classified obstacles;

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