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1. The Defendant’s KRW 15,064,172 as well as the Plaintiff’s annual rate of KRW 5% from September 29, 2017 to July 21, 2020.
Reasons
1. Amount of subscription to the subject matter of basic fact insurance (housing, office), area of 228.56㎡ 276,000,000, and area of 300,000 square meters of housing area of 247.32 square meters of housing area of 3 stories;
A. On November 14, 2016, the Plaintiff concluded an E insurance contract (hereinafter “instant insurance contract”) with respect to the first and third floors underground located in Seongbuk-gu, Seongbuk-gu, Sungnam-si, Sungnam-si, and the third floors above ground as follows: (a) from November 14, 2016 to November 14, 2019, as follows:
B. On March 27, 2017, when the Defendant leased from C the above building F No. F (hereinafter “instant building”) and resided, there was a fire presumed to be electrical factors in the instant building (hereinafter “instant fire”).
C. On the fire site survey report prepared by a fire fighter, the fire in this case identified that the 1st basement house, the 1st basement house, the 2nd floor, and the 2nd floor were damaged by water, and the fire causes were determined as follows. On March 27, 2017, the fire fighting site was determined inside a small room in light of the fire that occurred from the 1st floor of the G Building, the inside fire, and the fire fighting of the ceiling and the fire fighting of various household structures. On March 27, 2017, the fire fighting site was determined inside a small room. On the other hand, the fire fighting site was found to be identified from the electric wires discovered from the floor on the gate, but it is presumed that there is a possibility of spreading by the cause unresting.
On September 28, 2017, the Plaintiff paid KRW 54,218,002,00,000,000,000,000 as damages to the instant building, based on the assessment of KRW 21,520,247 as damages to the instant building and the amount of damages to the out-of-the-counter part, as damages.
[Ground of recognition] Facts without dispute, entry of Gap evidence 1 to 5, purport of the whole pleadings
2. Determination
A. The Defendant’s default liability for the leased portion arises.