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(영문) 부산지방법원 2016.09.08 2016고단1168
대부업등의등록및금융이용자보호에관한법률위반
Text

1. Of Paragraph 2 of the judgment of the defendant, No. 1-1,803 year No. 193, 768, 863, 886, 936, 1,026, 1,065, 1,65, 261.

Reasons

Punishment of the crime

[Criminal Power] On November 7, 2013, the Defendant was sentenced to imprisonment with labor for a violation of the Act on Registration of Credit Business, etc. and Protection of Finance Users at the Busan District Court on October, 2013, and the said judgment became final and conclusive on November 15, 2013.

【Criminal Facts】

The Defendant is the actual operator of F and G Co., Ltd. who is engaged in credit business.

The Defendant conspiredd to engage in illegal credit business without registration of credit business with the said company’s employees and funds, and with the KK, which has been in charge of managing the accounts and funds of the said company, and with the K, which has been in charge of managing the said company’s employees and funds, and with the K, which has been in charge of the decision on granting loans and receiving the interest exceeding the statutory interest rate.

1. Any person who intends to operate a unregistered credit business shall make a registration with the Mayor/Do governor having jurisdiction over the relevant place of business by each place of business;

Nevertheless, the Defendant, in collusion with the above H, engaged in credit business without registration, and engaged in credit business in Busan, Daegu, Daegu, 721, 809, and 810. Around November 3, 2014, the Defendant loaned KRW 1 million to M (Y, 87) at a place where it is impossible to identify the place below Busan, around November 3, 2014, and run a credit business without registration over a total of 1,25 times, such as Nos. 4,117 through 5,341, as shown in [Attachment] No. 4,117, and No. 5,341, from November 3, 2014 to July 9, 2015.

2. If a credit service provider or unregistered credit service provider subject to registration of breach of interest rates grants a loan to an individual or a small-scale corporation, the registered credit service provider is prohibited from receiving interest exceeding 44% per annum (as prescribed by the Enforcement Decree, July 21, 2010), 39% per annum (Enforcement, June 27, 201), 34.9% per annum (Enforcement, April 2, 2014), and 30% per annum (Enforcement, June 30, 2007), and 25% per annum (Enforcement, July 15, 2014).

Nevertheless, the Defendant conspired with the above H, etc. on April 1, 201, and 200,000 won to N (W, N, 89) in an influent place on April 1, 201.

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