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(영문) 인천지방법원 2013.10.17 2013고단6054
대부업등의등록및금융이용자보호에관한법률위반
Text

A defendant shall be punished by imprisonment for six months.

except that the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Reasons

Punishment of the crime

Any person who intends to engage in credit business shall file for registration with the Special Metropolitan City Mayor, Metropolitan City Mayors or Do Governors having jurisdiction over the relevant place of business, and a credit service provider shall not exceed the limited interest rate prescribed by Presidential Decree where it loans to an individual or a small-scale corporation prescribed by Presidential Decree

Nevertheless, the Defendant provided loan funds and received interest equivalent to the interest rate of 136.2% per annum from January 1, 2008 to June 2, 2009 on the condition that he received 60,000 won per annum from the Incheon Gyeyang-gu Incheon Gyeyang-gu on December 3, 2008 under the condition that he received 60,000 won per annum from E on the condition that he received 136.2% per annum, while running a credit business with the trade name of “D” in the Bupyeong-gu Seoul Metropolitan City from January 1 to June 2, 2009.

From that time to June 2, 2009, the Defendant, in collusion with B, engaged in an unregistered credit business with interest accrued over a total of five times as specified in the following list of crimes.

Summary of Evidence

1. Defendant's legal statement;

1. Statement of each police statement of E;

1. A notarial deed of a monetary loan for consumption, a statement of loan, and statement of interest rate;

1. Application of Acts and subordinate statutes to a report on investigation (for suspect's interest rates),

1. Relevant legal provisions concerning criminal facts, Articles 19 (1) 1 and 3 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users, Article 30 of the Criminal Act, Article 19 (2) 3 and 11 (1) of the Criminal Act, Article 30 of the Act on Registration of Credit Business, etc. and Protection of Finance Users, Article 30 of the Criminal Act, Article 30 of the Criminal Act, and Article 19 (2) 3 and 11 (1) of the Act on Protection of Finance Users, and Article 19 of the

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. The fact that the defendant under Article 62(1) of the Criminal Act is led to a crime and is against the law;

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