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(영문) 부산지방법원동부지원 2020.12.09 2020고단950
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant

A shall be punished by imprisonment with prison labor for eight months and by imprisonment for four months.

However, from the date this judgment became final and conclusive, Defendant.

Reasons

Punishment of the crime

Any person who intends to engage in credit business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Special Self-Governing City Mayor, Do Governor, or Special Self-Governing Province Governor having jurisdiction over the relevant place of business, while unregistered credit service providers shall not receive interest exceeding 24

Nevertheless, the Defendants, without registering the credit business, appears to have written indictment on July 2017, “ around January 2017,” which appears to be a clerical error.

In the 'D' restaurant located in Busan Metropolitan City, 5,00,000 won was loaned to 75,00,000 won on the condition that the debtor repays 75,000 won each day by the number of days after adding the principal and interest to 75,000 won, and received 6,00,000 won for 80 days as shown in the attached crime list from July 2017 to January 2019, as shown in the attached crime list, 83,790,000 won was lent to 16 times in total from 169.9% to 225.7%, and received 113,10,000 won in total as principal and interest.

Accordingly, the Defendants conspired to engage in unregistered credit business and received interest exceeding the statutory interest rate.

Summary of Evidence

1. Defendants’ respective legal statements

1. The written statement of the police statement concerning the defendant F of the suspect interrogation protocol concerning each suspect interrogation protocol as to the defendant F (as to the statement of the victim H's telephone statement), investigation report (in excess of statutory interest rate calculation and the calculation of interest rate), investigation report (as to the victim's specific circumstances and the attachment of loan documents), investigation report (as to the victim's telephone statement), investigation report (as to the details of the loan submitted to A and the details of the statement), investigation report (as to the victim's identity, H, and relative additional damage amount), investigation report (as to the victim's identity, the report on calculation of the annual interest rate of the victim's G), investigation report (as to the re-preparation of the list

1. Registration of the relevant Article of the Criminal Act and Articles 19(1)1 and 3(1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts and the Selection of Punishment, and the registration of credit business, etc.

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