A defendant shall be punished by imprisonment for not less than eight months.

except that the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

On June 19, 2013, the Defendant borrowed approximately KRW 27,000,00 from the lending company as a guarantor by using related documents, such as a certificate of personal seal impression, which was issued upon request by the Defendant, to the victim C who was known to the Defendant around June 19, 2013.

On August 15, 2013, the Defendant: (a) issued a certificate of personal seal impression, certificate of employment, and certificate of health insurance with the name of the Plaintiff, to the maximum extent possible (five million won per case) in the name of the victim, on the following grounds: (b) on August 15, 2013, the medical care center located in Seo-gu Daejeon, Seo-gu, Daejeon, that “The Defendant shall repay the existing loans to the victim at low interest rate; (c) the Defendant shall not be able to repay all the loans after 2-3 months or more only once; and (d) obtained a certificate of personal seal impression, certificate of

However, the Defendant intended to apply for a maximum loan exceeding KRW 10,00,000 with relevant documents, such as a certificate of personal seal impression, which was provided by the victim. At that time, the Defendant had already been in arrears with credit card payments, and the Defendant has already been borne with a debt exceeding KRW 50,00,000, and there was no intention or ability to repay the loan after two to three months even if he/she received a loan under the name of the victim.

The Defendant, by deceiving the victim as such, provides a loan brokerage company with related documents, such as a certificate of the personal seal impression, in the name of the victim, and the victim's response to the procedure of confirming the victim as the representative from the loan company when the telephone was caused by the lending company. From August 22, 2013 to August 23, 2013, the Defendant allowed the victim to borrow a total of KRW 48,992,000 on seven occasions from the loan company from the lending company during the period from August 23, 2013 to July 23, 2013, and then borrowed KRW 4,120,171 to the Sick on August 23, 2013, and KRW 4,080,893 to the Lone Star Loan Finance Co., Ltd., Ltd., KRW 4,085,294, and KRW 5,170,735 to the Lone Star Loan Co., Ltd.