A defendant shall be punished by imprisonment for not less than eight months.

except that the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

On April 25, 2012, the Defendant was sentenced to a two-year suspended sentence of imprisonment with prison labor in the Incheon District Court for fraud, etc. on May 3, 2012, and the said judgment became final and conclusive on May 3, 2012.

The Defendant agreed to receive 50% of the loans, with the knowledge of the fact that the process of confirming documents issued by the National Bank from the National Pension Service through Internet loan advertising is to prevent a “new desired weather” loan for low-income workers or small-income businessmen, and to receive the loans by forging the above documents with C, D, and E, and then receive 50% of the loans.

On February 27, 2013, the Defendant called “I wish to obtain a loan” and sent it by facsimile to C, and C sent it to D, and D sent it by facsimile, and D used it to use the certificate of business registration, certificate of subscription for pension calculation, certificate of subscription for national pension premium payment, and certificate of national pension premium payment, and D forged it to D, and D was each reported to C, around February 28, 2013, and around the transmission point of the National Bank Transmissiondong in Incheon Dong-gu Incheon Metropolitan City, the Defendant sent the above forged documents to the Defendant, leading C to the action at the time of loan application.

Accordingly, the Defendant submitted the above forged documents as if they were duly formed, to the employee in charge of the loan at the sub-branch of the above national bank.

As a result, in collusion with C, D, and E, the Defendant applied for the loan by making a false statement to the employee in charge of lending the office of the victim's national bank branch. It is acquired 4 million won from the victim's branch to the national bank account under the name of the Defendant on the same day, and acquired it by transfer from the victim's branch to the national bank account under the name of the Defendant, and written confirmation of subscription for pension calculation in the name of the National Pension Service, the President of Gangnam New Synam branch, and the name of the National Pension Service,