A defendant shall be punished by imprisonment for six months.

Punishment of the crime

The "National Housing Fund Loan System" is a system in which a commercial bank can receive a loan up to 70% of the deposit for the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the

B, C, D, and E, due to the guarantee of the Korea Housing Finance Corporation, by taking advantage of the fact that the banks run the loan review and the recovery of loans, recruited each company that can be engaged in disguised employment of the lessee who is the nominal owner of the loan, the lessor who owns real estate that will conclude a false lease contract, and the lessee, who actually signed a lease contract between the lessee and the lessor, and was engaged in the act by deceiving the loan by deceiving the bank by deceiving the document as if the lessee actually worked in the company.

The Defendant, as above, submitted a false loan agreement and certificate of employment to the bank, and conspired to receive and divide the loan from the bank.

According to the above public offering, F offered H apartment I to the above B, one of his father G around October 2013, and B prepared a false lease contract as if the defendant leased the above G-owned loan to the 60 million won as the lessee, and the defendant prepared a false certificate of employment as if he had worked in the company "J" from March 20, 2013 to October 2, 2013, and deliver it to each of the defendants, and the defendant did not have the fact that the above G-owned real estate was leased to the victim bank subvis branch located in Busan-gu, Busan, and that the above G-owned real estate was working in the above J-J.