[Defendant A] The defendant shall be punished by imprisonment for a year and six months.

250,000 won shall be additionally collected from the defendant.

[Defendant B]

Punishment of the crime

[Criminal Power] On February 13, 2015, Defendant B was sentenced to imprisonment with prison labor for a violation of the Act on the Control of Narcotics, Etc. at the Busan District Court on February 13, 2015 and the said judgment became final and conclusive on February 23, 2015.

【Criminal Facts】

1. The Defendants’ conspiracy F, G, H, and I are those who had worked as members of the loan fraud group of all the loan funds.

The "National Housing Fund Loan System" is a system in which a commercial bank can receive a loan up to 70% of the deposit for the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the

Since the above F, G, H, and I guaranteed the Korea Housing Finance Corporation, commercial banks solicited each company to obtain loans by deceiving a bank by deceiving a lessee (a nominal lessee) who is the nominal owner to file an application for a loan for the loan for the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease,

2. Defendant A

A. As above, the Defendant: (a) submitted a false charter agreement and certificate of employment to a bank; (b) obtained a loan from the bank; and (c) conspired to have divided it into the above F, etc.; (c) from the aforementioned F daily day, the Defendant received a false lease agreement as if the Defendant leased the “J building 202, B, Busan, and B, a building 202, which was owned by J for KRW 65 million; and (d) the Defendant received a false certificate of employment as if he/she worked in L from December 3, 2012 to April 9, 2013.

On April 10, 2013, the Defendant is the victim who is in the Gamban-dong, Busan, Seo-gu.