A defendant shall be punished by imprisonment with prison labor for up to six months.

Punishment of the crime

1. Crimes committed on April 24, 2009;

A. On April 24, 2009, in order to borrow KRW 7 million from F from EC located in Eunpyeong-gu Seoul Metropolitan Government EC around April 24, 2009, the Defendant: (a) made F enter “A” and “Ll million won” without obtaining the consent of Dong G; (b) made F enter the name “A” and “H G” in his own borrowing person, “A” and “H G” and affixed his seal at his own discretion on the back of the name of the said G.

Accordingly, for the purpose of uttering, the Defendant forged a copy of the loan certificate in G name, which is a private document on rights and obligations.

B. The Defendant, at the time, at the time, and place specified in paragraph (1) of Article 1, issued a forged loan certificate to F as if it were a document duly formed.

C. The defrauded presented a forged loan certificate to the victim F at the time and place stated in Paragraph 1(a) as above to the victim F at the time and place, and as if G as if he/she guaranteed his/her joint and several guarantee.

However, in fact G did not consent to such joint and several sureties.

The Defendant received 7 million won in cash from the victim, i.e., the money borrowed from the seat.

Accordingly, the defendant was given property by deceiving the victim.

2. The crime committed on August 26, 2010;

A. On August 26, 2010, in order to borrow KRW 10 million from F from EC located in Eunpyeong-gu Seoul Metropolitan Government, the Defendant: (a) had F enter the name “A” and “F million won” without obtaining the consent of Dong G; (b) stated himself/herself as “A” and “H G” and affixed his/her seal on the name of the said G.

Accordingly, for the purpose of uttering, the Defendant forged a copy of the loan certificate in G name, which is a private document on rights and obligations.

B. The Defendant’s uttering of the above investigation document shall be the date and time stated in paragraph 2(a).