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1. The Plaintiff and the Defendant on February 20, 2013 between the Plaintiff and the Defendant E&P social loan company, and the Plaintiff and the Defendant.
Reasons
1. Facts of recognition;
A. On February 20, 2013, B, who was the Plaintiff’s workplace, stolen the Plaintiff’s resident registration certificate and opened a passbook in the name of the Plaintiff at a post office using it, and obtained an Internet banking security card and stored the certificate of post office’s authorized certificate (hereinafter “instant authorized certificate”).
B at the above date, Defendant A&P lending Co., Ltd. (hereinafter “Defendant A&P lending”) applied for a loan under the Plaintiff’s name at the same time (hereinafter “Defendant A&P lending,” and the remaining Defendants’ names also referred to as “B”) and completed an electronic lending contract using the instant authorized certificate, etc., and received a loan of KRW 7,000,000.
B. On March 25, 2013, B applied for a loan by telephone to Defendant well-known Loan, prepared the Plaintiff’s resident registration certificate, etc. required for the loan in advance and submitted it to the Plaintiff’s name and obtained approval for the loan, and then transferred KRW 3,00,000 to B’s post account by deposit from the above Defendant to the Plaintiff’s post account.
C. On April 24, 2014, B used the Plaintiff’s name and applied for an Internet loan to Defendant Nuri Capital, and was examined as to the loan by using the new card number and password in the Plaintiff’s name, which was known in advance, and entered into an electronic contract by accessing the above Defendant’s Internet homepage after approval was granted, and 8,000,000 won was loaned to the Plaintiff’s post office account and transferred it to B’s Internet account.
B On August 30, 2013, Defendant SB Savings Bank was loaned from SBA 4 Savings Bank at the time of the instant loan, but Defendant SB Savings Bank merged the said bank on October 31, 2014.
The applicant has access to the Internet homepage and applied for the loan in the name of the plaintiff.