1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

(1) The Plaintiff’s wife B entered into a monetary loan agreement with the Defendants (hereinafter “each of the instant loan agreements”) under the name of the Plaintiff using the passbook and authorized certificate in the name of the Plaintiff (hereinafter “Plaintiff”).

On January 15, 2015, KRW 3 million, KRW 2,000,000,000 Green Love Loan, March 11, 2015, Hyundai Savings Bank Co., Ltd., Ltd., Ltd., on January 21, 2015, changed its trade name on November 20, 2017.

on March 12, 2015, KRW 500,000,000 Ac savings bank, March 12, 2015, KRW 4.5 million on March 12, 2015, KRW 3 million on January 16, 2015

d. B connected to the Defendants’ Internet homepage, filed an application for each of the instant loans using an authorized certificate in the Plaintiff’s name, and received the Defendants’ approval for the loan, and received the remittance of each of the said loans to an enterprise bank account in the Plaintiff’s name.

【See at the time of each of the loan contracts in this case, ① the social loan extended by Defendant Apropha was issued by the Plaintiff, and obtained the payment certificate of long-term care insurance premium under the Plaintiff’s name. ② The Defendant Jinin Savings Bank obtained the Plaintiff’s identity certification in the Plaintiff’s mobile phone name using the “self-certification forwarding service” of the KOF Co., Ltd., and received the Plaintiff’s resident registration certified copy and abstract and driver’s license, the Plaintiff received the Plaintiff’s resident registration certificate, the payment certificate of long-term care insurance premium and the health insurance acquisition certificate. ③ Defendant Ain Savings Bank received the Plaintiff’s identity certification in the name of the Plaintiff, ③ Defendant Ain Savings Bank received the Plaintiff’s cell phone, and ④ Defendant Ain Savings Bank received the Plaintiff’s certificate of acquisition and loss of health insurance qualification under the name of the Plaintiff.

x. B shall conclude the Internet loan agreement as above and each of the instant cases.