1. The Plaintiff’s obligation to pay insurance money based on an accident listed in the attached list against the Defendant is KRW 20,602,910.

1. Basic facts

A. Status 1) The plaintiff is the E-Poter cargo vehicle between D and D (hereinafter "Plaintiff vehicle").

As to the insurance period, the comprehensive insurance contract for business cars was concluded from February 5, 2018 to February 5, 2019. 2) The Defendant is the owner of a large cargo vehicle with F Flame awareness, al.e., large cargo vehicle (hereinafter “Defendant vehicle”).

B. On May 1, 2018, G in the event of an accident caused an accident that, while driving the Plaintiff’s vehicle in violation of the signal on the street located in Gyeyang-gu, Seoyang-gu, Seoyang-gu, Yangyang-dong on May 1, 2018, the left left-hand part of the Defendant’s vehicle, which was under normal driving according to the new code, was shocked (hereinafter “instant accident”).

【Ground of recognition】 Evidence Nos. 1, 3, and 6; Evidence Nos. 4 and 5; the purport of the whole pleadings

2. The parties' assertion

A. Although only KRW 6,400,00 is required to repair the Defendant’s vehicle destroyed by the instant accident, the Defendant demanded KRW 29,224,00 as repair cost.

Therefore, the Plaintiff’s obligation to pay insurance money due to the instant accident against the Defendant does not exist more than KRW 6,400,000.

B. The Defendant sustained damages of KRW 11,224,00 in total, KRW 29,224,00 in total, and KRW 11,224,00 in the repair period due to the instant accident.

The plaintiff is obligated to pay 29,224,000 won to the defendant with insurance money.

3. Determination

A. The instant accident occurred in the course of operating the Plaintiff’s vehicle in violation of the Plaintiff’s vehicle operator’s signal. As such, the Plaintiff, the insurer of the Plaintiff’s vehicle, is obliged to pay insurance money to the Defendant for the damage incurred due to the instant accident.

B. In full view of the following: (a) the scope of liability for one repair cost per unit of evidence Nos. 1 to 5; and (b) the witness H’s testimony, the Defendant is the Defendant due to the instant accident.