1. Of the judgment of the court of first instance, the part against the defendant exceeding the following amount ordered to be paid shall be revoked.

1. Basic facts

A. On February 26, 2014, the Plaintiff: (a) divided collateral risks into the first sector property damage provisions, the second sector machinery damage provisions, and the fourth section into damage liability provisions; (b) the owner and lessee of the insured property damage provisions in the first sector; (c) the owner and lessee of the insurance object; (d) household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household household.

B. From April 9, 2010 to April 9, 2015, the Plaintiff entered into an insurance policy with C, the owner of the instant officetel 1214 (hereinafter “instant officetel”). The Plaintiff entered into a non-dividend Samsung 1214 insurance policy with the content that the instant officetel 1214, the insurance coverage amounting to KRW 10,00,00,00 to compensate for losses incurred to the insured goods due to fire and collapse (hereinafter “instant secondary fire insurance”).

C. The Defendant entered into a non-dividend comprehensive insurance contract (hereinafter “instant liability insurance contract”) with the lessee referred to in 713 of the instant officetel, which includes the statutory liability amount of liability to compensate for loss, within the limit of KRW 100 million, on the part of the subscription amount, for the damage of another person’s physical disability and property due to an unexpected accident during his daily life.

On June 6, 2014, at around 17:10, the instant officetel 713, the fire occurred due to the inner strings of the instant officetel 713, which was installed to eliminate smelling.