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1. The Defendant’s KRW 26,59,755 to the Plaintiff and the Plaintiff’s 5% per annum from September 5, 2018 to March 9, 2021.
Reasons
1. Basic facts
A. (1) On June 2018, the Defendant concluded a fire insurance contract with C with the following content (hereinafter “instant insurance contract”).
Insurance period: Insurance contractor for insurance from June 26, 2018 to June 26, 2028: Subject-matter C insurance: Guarantee of liability for compensation in the daily life of the household household in the previous old-gun E-gun and the previous house: KRW 300,00,000 per insured amount per accident, and KRW 200,000,000 per self-paid amount under Article 1 (Compensation) of the Company shall compensate for the damage (liability) incurred by the insured under Article 2 (Scope of Insurers) due to an accident listed in the following insurance period of this Special Terms and Conditions by the insured under the law on liability for physical disability (liability for personal injury) or the legal liability for damage to property (liability for damage) under this Special Terms and Conditions:
(other than fire compensation in a house)
1. A house listed in an insurance policy used for the insured's residence (including movable and real estate in the site);
an accident caused by the ownership, use, or management of the property;
2. The daily life of the insured (excluding the possession, use and management of real estate other than a house);
Section 3 (Scope of Damage Compensation) of the accident caused by this, the scope of the damage compensation for the company per one accident shall be as follows:
1. Article 4 (Limits on Payment of Insurance Money, etc.) (1) Company shall compensate for the damages under Article 3 (Scope of Damages Compensation).
1. Compensation for damage under Article 3 (Scope of Compensation for Damage): The amount of insurance covered by this Special Terms and Conditions shall be compensated for roads, and shall be calculated by adding the excess liability for damage and the liability for personal indemnity to each accident only if the amount of insurance covered by this Special Terms and Conditions exceeds his/her own contribution (200,000 won and no liability for personal compensation shall be available).