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(영문) 인천지방법원부천지원 2016.11.16 2016가단108474
보험금
Text

1. As to each of the Plaintiffs’ KRW 8,590,444 as well as KRW 257,110 as to each of the aforementioned KRW 257,10 as from October 22, 2013, and each of the said KRW 8,33.

Reasons

1. Basic facts

A. The deceased C (hereinafter “the deceased”) died on December 9, 2012, and the Plaintiffs are the heirs as the deceased’s children.

B. The Deceased concluded the following insurance contracts with the Defendant.

1) The integrated life insurance contract for non-distribution (hereinafter “instant 1 insurance contract”) is called the “instant 1 insurance contract.”

2) The insured: The beneficiary of the deceased: On July 1, 201, the date of the contract of the Plaintiff A: 42,000,000 won for the death of the deceased: 30,000 won for the death of the accident: 42,00,000 won for the death of the deceased: 30,000 won for the death of the deceased: the insured insured of the Type II new pension insurance contract for the deceased (hereinafter “instant Type II insurance contract”): the principal contract amount for the deceased (Plaintiff A at the time of the deceased’s death): 12,00,000 won for non-dividend corporate welfare franchise insurance contract (hereinafter “instant Type III insurance contract”).

Insured: Beneficiary on October 24, 2014: 50,000 won in case of the death of the heir at the time of the death of the deceased: 50,000,000 won in case of the disaster and death of the deceased: 50,000 won.

C. The main contents of the terms of the accident guarantee agreement of the first insurance contract of this case are as follows.

1. Disasters subject to coverage: The following insurance proceeds shall be paid in accordance with the terms and conditions of this insurance:

Where the insured (subject to insurance) dies due to a disaster (referring to a disaster prescribed in attached Table 4 "Disaster Classification Table"; hereinafter "disaster") that occurred during the insurance period: A disaster classification table in attached Table 4: a contingency accident falling under (S0-Y84) of the Korean Standard Disease and Death Classification Table 1 (S0-Y84) of the same attached Table as the main contract [Attachment Table 8].

2. Where an accident for which insurance proceeds are not paid falls under any of the following subparagraphs, insurance proceeds shall not be paid after being excluded from the Disaster Classification:

(1) Where a person who suffers from a disease or physical injury and is a minor external factor or whose symptoms worsen further. (4) The number of loss caused by a sudden liquid loss among "explosion (X30-X39)"

D. This case No. 3.

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